Mortgages
Important Notice: A tax credit of up to $8,000 is now available for qualified home buyers. Under the new law, an eligible taxpayer must buy, or enter into a binding contract to buy, a principal residence on or before April 30, 2010 and close on the home by June 30, 2010. For qualifying purchases in 2010, taxpayers have the option of claiming the credit on either their 2009 or 2010 return. The new law also authorizes the credit for long-time homeowners buying a replacement principal residence and raises the income limitations for homeowners claiming the credit. Read more.
ACMG brings you the most comprehensive mortgage programs available! We offer competitive rates, a simple application process and flexible terms. We do mortgages for: single family homes (1 to 4 units), condos, town homes, vacation properties, investment properties, construction loans for primary residences, and manufactured homes on a permanent foundation.
Did you know...
That if you refinance your existing mortgage for a lower interest rate, you can free up some extra cash & use for debt consolidation, home improvements, your child's college education... whatever you need! Remember, in most cases the interest is tax deductible!
We also offer these great mortgage loans:
- Conventional mortgages - with as little as 5% down
- 1st time home buyer programs - with as little as 0% down
- Fixed rate mortgages (10, 15, 20, and 30 year terms)
- Adjustable Rate Mortgages (ARM)
- FHA, VA, Jumbo, and Co-broker Loans
Please contact Deborah Miller, your personal Mortgage Consultant at ACMG, with any mortgage-related questions you have. Deb can be reached at 315-437-8614 or e-mail her at Deborah.Miller@cucmortgage.com
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